The Power of CDHP

 

Consumer Driven Health Plan (CDHP) Traditional Plan
Premiums are usually lower State by state comparisons show CDHP’s are consistently lower
Money that you deposit into a Health Savings Account is tax free! If you do not use it, you keep it. HMO and PPO plans, do not return any of your premium for you being healthy
Limits are set for maximum out-of-pocket expenses (deductible) Deductibles may be based on certain services and/or co-insurance.
You make healthcare decisions, NOT THE INSURANCE COMPANY! No ability to try alternative methods
Preventive visits are usually covered with no deductible! Proactive and in control. Without transparency, you are unaware of your healthcare costs year-to-year

 

"Consumer-driven health plans (CDHPs) have surpassed health maintenance organizations (HMOs) to become the second-most common plan design offered by U.S. employers."

—Survey by HR consultancy Aon Hewitt